What is Auto Insurance Fraud?

Auto insurance fraud is a crime where individuals or groups make false or exaggerated claims to an insurance company in order to illegally receive compensation. This type of fraud can take various forms, such as intentionally causing accidents, inflating the extent of vehicle damage or injuries, or even staging fake accidents. As this kind of fraud becomes more common, both drivers and insurance companies face greater risks, making it crucial to recognize the signs of fraud to protect yourself.

Common Types of Car Insurance Fraud

• Car dumping, often known as "give-up"
• Inauthentic registration
• Overpriced auto repairs following an accident
• Replacement of a defective windscreen
• Airbag replacement gone wrong

Unseen Moment: Accidents and Close-Calls Captured by 70mai

What to do if you are involved in car insurance fraud?

If you suspect you're involved in a case of car insurance fraud, it's important to stay calm and take appropriate action to protect yourself. Here are some steps to take in response:

• 🚕 Stay Safe and Avoid Confrontation: Ensure your own safety and the safety of others and try to avoid confrontation with the fraudster. If possible, move your vehicle to a safe location to avoid a violent confrontation.

• 🤐 Don't admit fault: Even if the other party tries to apply pressure, do not admit liability at the scene. Simply exchange insurance information with the other party and let the insurance company determine responsibility based on the evidence.

• 📷 Record the scene: Use your mobile phone to take photos and videos of the accident scene and record all important information, including the vehicle, licence plate number and any visible damage. Also, take care to record information such as the time, location and weather of the accident. If there are witnesses, try to get their contact information.

• 🤳 Check the CarLog Video: Immediately after the accident, check your CarLog video. If you are using a dual-camera CarLog, make sure to check the footage from inside and outside the car. Save and back up the video to make sure the files are not lost.

• 📕 Report to Law Enforcement: Even if the accident appears to be minor, it's a wise choice to report the incident to local law enforcement. Submit the CarLog footage to the police and inform law enforcement if you suspect the accident was orchestrated.

• 📞 Notify your insurance company: Contact your insurance company and inform them of the details of the accident. Provide relevant footage and evidence from the CarLog to help the insurance company process the claim and avoid allegations of fraud.

• 🤲 Seek legal advice: In some cases, seeking legal advice may be necessary, especially if you are facing a complex claim or insurance fraud. A solicitor can help you with how to use the CarLog evidence in your defence.

By taking these steps, you can protect yourself from the financial and legal consequences of insurance fraud. Having clear, objective evidence from your CarLog can make a huge difference in proving your side of the story.

Benefits of Owning a Dashcam

Investing in a CarLog not only protects you from insurance fraud, it also improves the overall driving experience and sense of security. Here are some additional benefits of owning a CarLog:

• Promotes safer roads: when drivers are aware that their every move is being recorded, they will drive more carefully, creating a safer environment for all road users.
• Reduces anxiety in the event of an accident: with a car recorder, you no longer need to worry about possible accidents. Whether it's a minor collision or a serious accident, the footage can give a true picture of the accident scene, helping you to reduce disputes and anxiety.
• Potential insurance discounts: many insurance companies recognise the importance of a CarLog in preventing fraud and accurately recording accidents, and may therefore offer discounts to drivers who install a CarLog.

How 70mai A810 Can Help Protect You From Insurance Fraud

• 4K Ultra HD Recording

The A810 is equipped with a 4K resolution camera that captures extremely clear road conditions. This means that in the event of a road accident, you can get high-quality footage that clearly records every detail of the accident, including the licence plate number, driver's behaviour, road signs and other key evidence. This high-resolution video helps provide accurate evidence and avoid false accusations.

• STARVIS 2 + HDR Technology

The A810 features an advanced STARVIS 2 sensor and HDR technology to record video clearly even in low-light conditions. Whether you are driving at night or in dim weather, the A810 ensures high quality video recording. This is crucial to avoid blurred or illegible evidence due to low light. Especially in traffic accidents at night, it can clearly record the surrounding situation and suspicious behaviours to prevent the other party from faking the circumstances of the accident.

• Dual Lens Support

A810 supports dual-lens recording (front and rear dual cameras), which can not only record the road ahead, but also capture the conditions inside and behind the car. In insurance fraud cases, the rear camera is crucial for recording ‘feigned injuries’ or faked accidents. For example, if a fraudster jumps into the back of a car after an accident and pretends to be injured, the A810's rear-view camera can clearly record this behaviour, making it a powerful piece of evidence to help identify fraud.

• Super-Sensing ADAS

Expanded safety alerts including Pedestrian/Bikers Alert, Lane Departure Alert, Front Collision Alert and Moving Traffic Alert.

• Loop Recording and G-sensor Crash Sensing

A810 supports loop recording, which automatically overwrites the oldest footage when the memory card is full, ensuring that the device can keep recording. And the built-in G-sensor collision sensor can detect a violent collision or harsh braking and automatically save the related video files for viewing after an accident. This feature is especially helpful in the event of a collision, automatically retaining the accident video to avoid malicious deletion or tampering.

• Anti-tampering Design

In order to prevent tampering with the video content, the A810 has a built-in tamper-resistant design that ensures that the video data will remain intact after an accident and cannot be deleted or modified at will. This is especially important for insurance fraud cases, as it ensures the reliability and legitimacy of the video evidence you provide.

• Emergency Video Design

In the event of a major collision or other emergency, the A810 will automatically activate the emergency video recording mode to save key video footage of the minutes before and after the accident. These emergency video recordings can be decisive evidence in case of insurance fraud, helping to restore the truth of the accident and avoiding unnecessary hassles of being accused as the responsible party for the accident.